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Sto caricando le informazioni... The New Frugality: How to Consume Less, Save More, and Live Betterdi Chris Farrell
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Iscriviti per consentire a LibraryThing di scoprire se ti piacerà questo libro. Attualmente non vi sono conversazioni su questo libro. Questa recensione è stata scritta per Recensori in anteprima di LibraryThing. Timely book on a touchy subject, this volume will change the way you see consumption and need. What if less was good? Based on experience and useful tips, this book is an easy read on a not-so-easy but much needed subject. The New Frugality: How to Consume Less, Save More, and Live Better by Chris Farrell is a non-fiction book about personal finance. The author is an economics contributor on radio shows and write columns on the subject. I was excited to start reading The New Frugality: How to Consume Less, Save More, and Live Better by Chris Farrell since the introduction sounded great. The book covers several aspects of persona finance such as debts, investments, retirement and more. I consider myself a frugal person, not cheap or being a miser. For example, a few months ago, right before Black Friday, our dishwasher broke. We have home owner's insurance so we pay a small sum to fix appliances, instead of paying to fix a 15 — 20 year old machine, we spent a bit more to buy a new one on a special sale. The book does not give much, or any, new information to someone who is frugal or read other personal finance book. The advice is mostly conservative and sensible.Avoid excess, budget, don't take on too much, or any, debt and, of course, live within your means. Anyone interested in personal finance, tightening up the budget, being frugal or just for motivation to keep saving and living within your means would find this book interesting. Being frugal will make your life better, I believe that and so does the author. For more reviews and bookish posts please visit http://www.ManOfLaBook.com Questa recensione è stata scritta per Recensori in anteprima di LibraryThing. The introduction to this book was quite promising. I got very excited, thinking that I would learn something new about frugality. However, although the book is filled with a lot of sound personal finance advice, it really doesn't say much new, or much about frugality. It covers how to make sure you are doing the right thing in each area of your personal financial world, and teaches you a lot of concepts that might be new to you if you haven't read much about finance. But if you have read the literature, or if you are already a frugal type, this book won't add much value. That said, if I had someone around that I felt was completely uneducated in this area, maybe just realizing that financial planning is a good idea, I might start them with this book.I personally would have liked a fresh hard look at living frugally and being content with less. But most of that was confined to the intro and the rest was just the usual stuff. The first few chapters were great though! nessuna recensione | aggiungi una recensione
Business.
Finance.
Nonfiction.
HTML: As a once-in-a lifetime downturn continues, trusted finance reporter Chris Farrell explains that there is a silver lining to this cloud. It is accelerating a trend already underway in America toward what he calls the New Frugality. In this friendly, approachable audio, Farrell explains both the theory and the practice of living frugally. He provides down-to-earth, practical advice for every aspect of your financial life, including: How to always maintain a "margin of safety" in your spending The frugal home: renting vs. owning The two best ways to save for college Wise debt vs. foolish debt Why giving your money away can be "newly frugal"The New Frugality amounts to a paradigm shift in the way we spend and save. The good news is, a frugal lifestyle is one of less waste, lower environmental impact, greater peace of mind, and, over the long run, deeper satisfaction. .Non sono state trovate descrizioni di biblioteche |
Già recensito in anteprima su LibraryThingIl libro di Chris Farrell The New Frugality è stato disponibile in LibraryThing Early Reviewers. Discussioni correntiNessunoCopertine popolari
Google Books — Sto caricando le informazioni... GeneriSistema Decimale Melvil (DDC)332.024Social sciences Economics Finance Miscellany And Personal Finance Personal FinanceClassificazione LCVotoMedia:
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1. “An emergency savings fund covering twelve months or more of expenses.” Have savings that can carry you through the difficult times by putting a lot of money in savings and watch it compound and grow.
2. “Spending less than you earn.” Spending a certain amount of money during the month is good as long as you are saving as well. Only spend less than what is required.
3. Earn a college diploma and keep your employment and save the amount in what you were paying in school fees.
4. Pay off your credit cards in full and save ten percent of whatever you paid off.
5. “Go for quality, not quantity.” Take care of your possessions. They matter.
6. Thrift- the quality of using money and other resources carefully and not wastefully. Use money smartly and sparingly and for a specific reason. Or else do not use it. Period.
7. “The second Vice is Lying; the first is Running into Debt,”- Benjamin Franklin. Do not get into debt. Debt is a liability. Debt is on the right. Debt means you are going to go bankrupt. Debt means bad credit. Debt means not being a role model. Debt means living above your wages. Debt means not being mindful with your money, your time, or your extracurricular activities.
Biggest Takeaway
Debt is a liability. Don’t be a liability to anyone. They will run.
Quote in Summary
“Be an asset to someone by managing your life as if frugality were King. Frugality in money. Mindfulness in speech. Careful with your time and resources.” ( )