Chris Hogan, a financial coach at Ramsey Solutions, breaks down a survey study of 10,000 (yes, you read that right) millionaires in the U.S. to discover traits they have in common and encourage others that they, too, can build wealth through hard work, living within their means, and saving for the future.

I think what this book suffers from most is preaching to the choir. The first half of the book is busting millionaire myths - that people with a net worth of a million dollars (in most cases, not huge paycheck earners) inherited wealth or that they went to prestigious universities. Hogan builds a case that millionaires are actually pretty average people. Many of them went to state school, and 74% never inherited anything. The second half of the book then delves into character or personality qualities of millionaires; for example, they are goal-oriented. It ends up being very repetitive and not really teaching me to do anything differently from what I'm already doing: budgeting, living within my means, saving in retirement plans. I could've done with a short article that gave me the percentages, but other than that there's nothing new for me here and his motivational-speaker tone was really grating. ( )