Declan McGillis can't stand rich people. But working as a deckhand on a luxury charter yacht, he also can't escape them. Declan has spent years kissing their ass and doing their bidding...whatever it takes to make his dreams come true, and nothing will get in his way of being the captain of his own yacht one day. Mackenzie Armstrong knows what people think when they look at her. She knows from the outside looking in, it seems like her family has it all and doesn't have a care in the world. Things aren't always what they seem, and not only does Mackenzie have the weight of her family's struggles on her shoulders, she also needs to prove to Declan that she's not the spoiled princess he believes her to be. Declan can't ignore the sparks of lust between them, even though Mackenzie is completely off limits and absolutely out of his league. Mackenzie thinks a vacation fling is just what she needs to forget about the mess her life has become, and Declan is the perfect man for the job. Will this be a quick romp in the water, or will it turn into something more when Mackenzie finally gets below Deck?