Story of Jane Davis and her family moving from South Carolina to Oregon. She was not used to being in Yankee territory. She was kept shelter by her father and now that her father has passed she is trying to save money so that she can go back home with her Mama. Jane decides to become a dressmaker. The owner of the bank makes a deal with her.

He will loan her the money to pay off all the debt and start her business. If she is successful she just pays the loan back. If she fails she just has to marry Rydell Wilder (the owner of the bank). Rydell has loved Jane since the first they met as young children.

I enjoyed the story and found myself laughing out loud right from the beginning. ( )

From BackCover:
Temporarily displaced Southern belle Jane Charlotte Davis was desperate to make enough money to return home. So when town banker Rydell Wilder, a Northerner through and through, offered her a loan to start her own business, she jumped at the chance. Even though the man was too handsome — and too interested in her — for her peace of mind....

Once, Rydell Wilder had been the new, poor boy in town. Now he had the wealth and the means to get whatever he wanted. And what he wanted more than anything was Jane. But did he have a prayer of turning their business deal into a marriage contract? ( )