Joseph Bisignano knows that there are a multitude of approaches to managing money. It doesn't require a college degree. What is required is a personalized financial management plan to meet your goals and expectations. The author shares the simple but valuable lessons that will put you back on the road to financial freedom. No gimmicks, no 1-900 schemes . . . just straight talk on things you should know about your money. This is not a "how-to-get-rich-quick" scheme, however. What reading this will do is instruct you in how to make smarter choices in managing the money you earn-from spending to saving to investing it. Think about it. Are you living day to day, paycheck to paycheck, barely getting by? And if you are, how badly do you want to get out of this state? Now you can. If you want more than working all week just to break even, Life's Little Financial Instruction Book is where to start. Joseph Bisignano is a New York State Certified Business Teacher and holds both master's and bachelor's degrees in vocational education. While in management for a New York company, he won the prestigious American Foundryman Award for Achievement. The author of The Joy of Job Hunting, he operates Professional Resumes of Liverpool (NY) and conducts job hunting/outplacement seminars.