Financial Peace Jr. gives parents the tools they need to raise money-smart kids. The kit covers four basic concepts: working, spending, saving and giving. Even if your financial history hasn't been perfect, you have the opportunity to teach your child to live differently. The Financial Peace Jr. toolkit includes: One Junior's Parent Guide gives step-by-step instructions on how to use the kit and provides insight into what money concepts kids are capable of understanding in different "ages & stages." One Junior's Activity Book is filled with fun illustrations, coloring pages and activities to engage kids of all ages in the chapter lessons. One Smart Kids Launch Pad chart with reward stickers to celebrate the completion of each activity One Chore Chart with magnetic chore labels and one dry-erase pen so kids can mark their progress One Set of Durable Give, Save & Spend envelopes for kids Free Smart Money, Smart Kids ebook to take your kids to the next level