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Whatever you haveâ??or haven'tâ??put away, if you are getting serious about retirement, this book can show you the right moves to make and the pitfalls to avoid.

You may not be sure where to allocate your investments or how to structure a comfortable income that won't run out. You may never have heard of the once-in-a-lifetime opportunity that can make retirement savingsâ??capital gains and incomeâ??tax free, if you can control what you earn in your last year before retiring. By understanding what you have to decide and when, you can move into retirement on solid financial ground. The cost of not knowing the rules and of missing key deadlines is to