This book discusses the increasingly popular estate planning technique utilizing "LIVING TRUSTS." It is tailored FOR THE CONSUMER, & explains in plain, simple English exactly how & why a living trust is most often the best estate planning vehicle to SAVE TAXES, AVOID PROBATE, & PROTECT INHERITANCES! The book discusses the estate planning goals that are most important TO THE CONSUMER, & explains in simple, non-technical language the different vehicles which accomplish these goals. Although the nuances of Texas law are addressed, many of the recommendations & solutions are equally applicable for consumers living in every other state. The authors are practicing estate planners who plan literally thousands of estates each year, & lecture nationally on the subject. Their ability to explain estate planning concepts to the lay person in an INTERESTING & UNDERSTANDABLE FORMAT has pioneered the popularity of living trust planning in Texas. THE REAL LIFE EXAMPLES & ILLUSTRATIONS THAT ARE USED IN THE BOOK PROVIDE THE READER WITH A SENSE OF RELEVANCE & PRACTICAL APPLICATION THAT IS LACKING IN MOST OTHER BOOKS ON THE TOPIC.