Fleck works for a bank but is uninterested in wealth. He mixes whisky with theology, politics with pizza, original lines with stolen ones. This pamphlet charts a litany of friendship, disintegration, collapse and eventual disappearance via friends, virtual friends and obscure notes. Money makes a cameo appearance as a ghost, politicians leap into cauldrons of boiling fat, God drifts along the high street by mobile phone, and the Patron Saint of Plainsong Maledictions turns up with a little advice in song, which readers are welcome to sing-along to if they wish. In a world of financial insecurity and rapid change, the fractious twins of Gain and Loss battle it out until virtually indistinguishable.